Charlotte Fowler Agency
Independent insurance Agency
Call us today for a quote: 303-841-5724
INSURANCE
DON'T LET A CLAIM RAIN ON YOUR PARADE.
Request a Free Personal Umbrella Insurance Quote
Your Auto and Homeowner policies have limits. A Personal Umbrella policy extends those liability limits, protecting your assets and investments from large claims such as lawsuits or liable personal injury.
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Home
Insurance
Homeowner insurance is a form of property insurance that covers the losses of an individual's residence in the event of an accident or disaster. Depending on your policy, home insurance can cover a wide variety of protection:
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The structure of your home
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Replacement costs
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Personal belongings (up to a set limit)
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Living expenses in case of a disaster
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Liability
You can also add supplemental policies such as:
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Valuable Articles/Floater policies
(i.e. Jewelry Insurance)
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Flood policies
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Umbrella policies (additional liability)
Of the many forms of insurance, Auto insurance is used the most. Auto insurance protects you from the financial strain resulting from property damage or bodily injury. These coverages can be added to many types of vehicles:
Auto
Insurance
Business
Insurance
Life insurance is a crucial step in planning for your future and the future of your loved ones. There are three major types of Life insurance: Term, Universal, and Whole Life.
HOURS & LOCATION
Location
We are located in the Victorian Village of Downtown Parker, CO
11020 South Pikes Peak Dr.
Unit 230
Parker, CO 80134
charlotte@charlottefowlerinsurance.com
Tel: 303-841-5724
Fax: 303-841-5720
Hours
Monday - Friday
8:30 am to 5:00 pm
Evenings and Weekends by Appointment
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Term Life Insurance provides life insurance for fixed periods of time, such as 10, 20, or 30 years. Due to the limited duration of coverage, the premiums come at a cheaper rate.
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Universal Life Insurance is a form of flexible life insurance that provides adaptable premiums and death benefits, but with fewer guarantees.
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Whole Life Insurance, as its name suggests, is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid for the duration of the policy. These policies offer consistent premiums and guaranteed cash value accumulation.
Life
Insurance
While many insurance policies focus on an individual, there are also policies that focus on protecting Businesses. Business, or Commercial, Insurance covers the costs and losses from unexpected events or disasters of a selected business. Commercial policies may include:
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Cars
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Trucks
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Motorcycles
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Classic Vehicles
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Snowmobiles
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ATVs
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Boats
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Jet Skis
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Campers
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General Liability
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Professional Liability
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Worker's Compensation
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Business Owners
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Errors and Omissions (E&O)
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Commercial Auto
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Commercial Property
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Commercial Umbrella
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Tool & Equipment
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Liquor Liability